Car accidents are very stressful events. They become even more stressful when you have to worry about paying for an ambulance associated with your accident. In 2020, there were almost 100,000 car accidents in Arizona; almost half of those reported injuries. If you are involved in a car accident there is a very high possibility that you may incur a bill for the treatment you receive from paramedics and the resulting ambulance ride. If you’re injured in a car accident, the paperwork and bills between auto and health insurances start to pile up. Until your claim is processed, it’s vital to know what automobile liability and health insurance will cover.
Additionally, you will want to explore all sources of recovery. The personal injury lawyers at Lerner and Rowe Injury Attorneys can help you navigate this stressful situation and ensure you get fair compensation. Here are some damages you might be entitled to and information about who pays for an ambulance in an Arizona car accident.
Ambulance and Medical Bills
Since Arizona is an at-fault state, the party liable for the motor-vehicle accident should accept responsibility for any injuries as a result of their negligence. The defendant and their insurance company will be responsible for those costs, including but not limited to, ambulance bills, hospital and medical provider bills and property damage. Liability coverage and property damage coverage will pay up to their noted limits of the policy. If their policy has limits, you may be responsible for any remaining costs. Having a skilled personal injury attorney represent you can ensure that you can maximize any recovery and make the best out of this terrible situation.
If you do end up having to pay for any out-of-pocket costs while waiting for your claim approval, your health insurance can either reimburse or directly pay any medical bills. Not all insurance companies will completely cover all costs. However, our lawyers can work with insurance and healthcare companies to lower payments until your claim is approved.
Lost Income
Whether it’s for a hospital stay, in-patient rehabilitation, or other doctor appointments, car accidents with injuries often result in missed time for work and a significant loss of income. The Arizona car accident lawyers at Lerner and Rowe can help you with compensation for lost wages during a settlement.
Property Damage
Auto liability insurance should cover the costs of repairs to your vehicle or a replacement vehicle if your vehicle is considered a total loss. Some insurances will pay for a rental car. Property damage claims also cover any personal property that may have been damaged in the accident.
Do I Have to Take an Ambulance After a Car Accident?
If your injuries are very severe, your life is in danger or you are unconscious you may not have a choice in the matter. If you are injured but still conscious, attending paramedics will ask if you want to go to the hospital in an ambulance. Many people refuse due to cost and having to leave their car. However, if you are injured and can’t drive yourself, it’s best to go to the hospital and put your health first.
Spinal and neck injuries are the most common injuries sustained in a car wreck. Often, these injuries do not immediately cause pain. If you think you might have either a neck or spinal injury, it is best to go to the hospital or a medical provider as soon as possible to get the appropriate imaging done in order to obtain a proper diagnosis.
Contact an Arizona Car Accident Lawyer
In some instances, lawyers can work with insurance companies to get your claim paid faster. This isn’t always possible. Insurance companies are often hesitant to pay out claims quickly. If you’ve been injured in a car accident and are facing large medical bills, our Arizona car accident lawyers at Lerner and Rowe can help you guide you through this process, protect your claim and obtain the best possible settlement or judgment for you.
Contact our team today for a free consultation. Call us at one of the numbers below 24/7, chat with a LiveChat representative, or complete this secure contact form.
The information on this blog is for general information purposes only. Nothing herein should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.