While you may be covered if you have an out-of-state car accident when traveling across state lines, it might be worth it to the laws where you will be driving. This could help your plans to get extra insurance coverage if needed.
Generally, if you have ample auto insurance and your claim is under your policy’s guidelines, you should be paid regardless of location.
States that do not have a no-fault insurance system allow an injured driver to pursue assistance from the at-fault driver who caused the accident.
If you get into an out-of-state car accident:
- Proceed as if it happened in Las Vegas.
- Stay at the scene
- Check to see if anyone has injuries
- Take pictures of the scene
- Keep calm.
- Do not admit fault
- Obtain the names and contact information of witnesses,
- Lastly, call the police to file an accident report.
After receiving treatment, if needed, your next call should be your insurance’s office to report the accident.
If your car must be towed or requires major repairs, your insurance company can usually assist in contacting a local towing service or repair shop. However, remember that your insurance company may not pay for towing. This depends on your current coverage.
If your car requires nearby repairs, your insurance company should help with their nationwide network, even when you are out-of-state.
Say your accident caused serious injuries to yourself or a passenger and you want to sue the driver who was at fault to get money for medical bills, car damage, and extra travel expenses. Even as a Las Vegas local, you must sue in the state where the crash happened.
Importantly, each state has its own rules and limitations that could affect one’s claim. For instance, the accident happened in Wyoming. Wyoming’s rules and jurisdiction applies, even if you live in Henderson.
An out-of-state car accident is subject to laws of the state where the accident occurred. These govern the max time after an event in which legal proceedings can start.Thus, speaking with a car accident attorney quickly helps you avoid making a costly mistake. Contact us today to get the help you deserve.