When in a crash, any damages that will be paid will likely come from insurance companies; usually the driver responsible for the accident. Notify your insurance company immediately following the crash, even if the another driver caused the accident.
Your insurance company will want details about the accident in order to determine who was at fault. It is important to cooperate with your insurance company and provide them with the information they request. This includes signing authorizations and submitting to an interview.
The adjuster asks to record that interview – considered your legal statement and given under oath. And, if you refuse recording it, your insurance company could deny you coverage.
Insurance Companies
It is important to remember that before submitting any documents or interviews with insurance companies, even your own, you should consult with a seasoned Chicago car accident attorney first.
Once your insurance company deems that the other driver’s responsibility for the crash, the other driver’s insurance company should contact you. It is also possible, if there are obvious circumstances to the accident, that the at-fault driver’s insurance company may contact you before your insurance company makes that decision.
The at-fault driver’s insurance adjuster may request you also submit to a recorded interview. Do not agree to this. The insurance companies can use anything you may say in this interview against you to deny your claim.
Insurance adjusters are trained to ask questions which will solicit responses in a certain way that can later be turned against the innocent party that said them.
Many insurance adjusters also use sympathy as a common tactic to gain the trust of the injured victim. They may appear to add a little “extra” to the damages. Which really just means they want you to sign the documents to settle your case quickly.
Remember, the adjuster is not looking out for your best interests, but only for insurance companies. They look to settle for the lowest amount of money possible. This is why you get the advice and representation of an aggressive attorney to what you deserve. Contact us today. You can reach us at 844-977-1900, via our LiveChat, or our convenient online form. We look forward to hearing from you and remember, no fee unless you win.