Passenger injuries are an often overlooked aspect of traffic accidents. When people see or read about a car accident, they usually think about the drivers of the vehicles involved. But passengers are every bit as likely—and in some cases, more likely—to get hurt in an accident.
When a passenger suffers an injury, the process of filing a claim against an insurance company to receive due compensation can be arduous. This is why it’s imperative that injured passengers understand their Nashville passenger injury rights.
The passenger injury lawyers at Lerner and Rowe Injury Attorneys can assist you and your family in these situations. Our attorneys have ample experience working with insurance companies in order to get our clients the compensation they deserve.
Tennessee Is an “At-Fault” State
For the purposes of liability and responsibility in automobile accidents, Tennessee is classified as an “at-fault” state. This means that the responsibility lies with the insurance company of the driver at fault to cover any damages and injuries suffered as a result of an accident. For passengers to receive compensation, there must be sufficient evidence to prove that the driver’s negligent or reckless behavior caused the accident and thus the passenger’s injuries.
For example, if Driver A’s passenger is injured because of Driver B, then Nashville passenger injury rights dictate that the passenger is entitled to compensation from Driver B’s insurance.
If Driver A’s passenger suffers injury in a single- or multi-vehicle accident caused by Driver A, then the passenger is entitled to compensation from Driver A’s insurance.
No matter the details of your accident, the Nashville passenger injury rights lawyers at Lerner & Rowe Injury Attorneys will help you prove who was at fault and get you on the path to financial recovery.
Ride-Share Passenger Accidents
The thriving ride-share market has added another layer of complication to passenger injury liability. If you’re injured in an accident while using a ride-share service like Uber or Lyft, you can still seek compensation from the at-fault party.
If your ride-share driver is determined to be at fault, then the ride-share company’s insurance policy will likely cover you (not the driver’s personal car insurance policy). If the other party caused the accident, you should seek compensation from the other driver’s insurance company.
That being said, there are some grey areas in ride-share accident liability. Ride-share companies’ insurance often leaves coverage gaps for drivers who are using the app but don’t have a passenger in the car at the time of an accident.
Many drivers are unaware of this coverage gap, meaning that passengers injured by the driver of a ride-share vehicle when that driver doesn’t have a passenger may be denied by the ride-share company’s insurance.
Skilled Nashville passenger injury rights lawyers like the attorneys at Lerner & Rowe Injury Attorneys know how to navigate ride-share cases to get their clients fair compensation.
Nashville Passenger Injury Rights & Liability
One of the caveats of Tennessee being an at fault state is the requirement of the injured party to demonstrate that the driver was at fault for the accident. They must prove:
- Defendant Responsibility: The injured passenger (or their attorney) must show that the at-fault driver was responsible for the automobile accident.
- Proof of Injury: It must be shown that the passenger suffered an injury or injuries as a direct result of the accident. This can be proven through detailed medical records, expert witness testimony, etc.
Once it is determined which driver is at fault, injured parties may be issued compensation for the following:
- Medical Bills
- Lost Wages
- Pain and Suffering
The Nashville passenger injury rights lawyers at Lerner & Rowe Injury Attorneys will manage your legal case effectively so that you can focus on what matters most: recovery. Let us handle the insurance companies while you recuperate.
Who to Contact about Nashville Passenger Injury Rights
When you contact Lerner and Rowe Injury Attorneys, you can expect a team of professionals who will respond to your case with promptness and compassion. We will assemble your case with the utmost care and dedication to a successful outcome. Our team will fight for your right to receive the maximum restitution for your pain and suffering.
You can visit the office of Lerner and Rowe Monday through Friday from 8:00 a.m. to 5:00 p.m. We’re also available 24/7 by phone at 615-333-8888 or via our convenient LiveChat and form features. Don’t hesitate — contact Lerner and Rowe Injury Attorneys today for your free case review.