Merrillville Rental Car Accident Lawyer
A car accident can happen when you least expect it. If you find yourself involved in a rental car accident in Merrillville, Indiana then you might be facing a complex legal situation. Rental car accidents often raise unique challenges due to the involvement of multiple parties and insurance companies. In such cases, it is crucial to have an experienced Merrillville rental car accident lawyer by your side to navigate the legal process and fight for your rights.
If you’ve been in a rental car accident, our team of Merrillville personal injury attorneys can provide legal support to help. Contact us today at 219-999-0122 for your free case consultation.
Why Are Rental Car Accidents More Complicated?
Rental car accidents differ from regular car accidents in several ways. When you rent a vehicle, you enter into a contractual agreement with the rental company. In case of an accident, the legal complexities can be magnified by the involvement of various parties, including the rental company and insurance providers. Additionally, insurance coverage and liability issues can become more intricate, making it challenging for individuals to navigate the legal landscape on their own.
Insurance coverage is one of the reasons why rental car accidents are more complicated than accidents in your own vehicle. When driving a rental car, the rental company will likely offer you additional insurance coverage for the term of the rental. Most personal car insurance policies cover you when driving a rental car. However, if your car insurance does not offer this coverage, it might be wise to purchase extra coverage. Before purchasing additional insurance from the rental car company, make sure to review your car insurance policy to avoid purchasing unnecessary insurance coverage.
Depending on the circumstances, here are some rental car insurance options that might be available:
- Personal accident insurance: pays for your medical expenses and lost wages if you are injured in an accident
- Liability insurance: covers any damages or injuries that you cause to others in an accident.
- Collision damage waiver (CDW) or loss damage waiver (LDW): this coverage waives your responsibility to pay for damage to the rental car if it is involved in an accident. It is typically offered by rental car companies, but it can also be purchased through your own insurance company.
- Credit card insurance: some credit cards offer rental car insurance as a benefit to cardholders. To be eligible for this coverage, you must use the credit card to pay for the rental car. This coverage typically includes CDW and liability insurance, and it may also include personal accident insurance.
- Travel insurance: many travel insurance policies will cover your expenses in the event of a rental car accident.
It is important to note that Indiana is a modified comparative fault state, which means that a person who is injured in an accident can recover damages even if they were partially at fault for the accident. The amount of damages that they can recover will be reduced by their percentage of fault. For example, if a person is found to be 20% at fault for an accident and their damages are $100,000, they will only be able to recover $80,000.
Given the complexities of the multiple parties involved in a rental car accident, a Merrillville rental car accident attorney from Lerner and Rowe can help you with your claim and see that you receive the compensation you deserve.
How a Merrillville Rental Car Accident Lawyer Can Help
After a rental car accident, it may not immediately cross your mind to contact a personal injury attorney. However, seeking legal representation should be one of your top priorities following an accident. Hiring a personal injury lawyer can help you navigate the complicated legal aftermath of a rental car accident as well as:
- Investigating the accident to determine who was at fault
- Filing claims with multiple insurance companies
- Negotiating a settlement on your behalf
- Representing you in court
- Helping you understand your legal rights and options
- Advising you on the best course of action to see you win your case
A Merrillville rental car accident lawyer from Lerner and Rowe will provide their expertise, guidance, and dedication to seeing you win your case.
Contact a Merrillville Rental Car Accident Lawyer
When you’re injured in a rental car accident due to the negligence of another party, our team of Merrillville personal injury lawyers are ready to help you get your life back on track. We will handle the heavy lifting while you focus on recovery. Our professional legal staff and car accident attorneys are here to assist you 24 hours a day, 7 days a week.
Our injury attorneys have recovered billions for injured clients and we won’t charge you a fee unless we get you a settlement after a rental car accident thanks to our “no win, no fee” policy. Contact us today to get started on your free case consultation. You can reach us by phone at 219-999-0122, live chat LiveChat, or our secure online form.