Elgin Car Accidents

With over 8.5 million registered drivers in Illinois, automobile accidents are a common occurrence on Illinois roads. An accident is even more likely to occur if a person lives in a densely populated and well-traveled area like Elgin. Of the 274,291 car accidents reported in 2012 in Illinois, approximately 131,506 happened in Cook County.

Illinois roadways present unique challenges that are often difficult to navigate; to a new teenage driver and an experienced commuter alike. These hazardous road conditions can lead to car accidents and also, serious personal injuries.

Every injured car accident victim should contact a Elgin car accident attorney like those at Lerner and Rowe Injury Attorneys who will analyze the specifics of their situation and also, determine a course of action that will obtain them a proper financial settlement.

Illinois Car Accident Laws

A car accident could potentially produce severe injuries that can also lead to a long recovery process or lifelong complications. This recovery can put a significant strain on a person’s finances and can cause serious stress for that person’s immediate family.  The pursuit of a claim created by a car accident requires a deep understanding of all the relevant law, including rules of the road, insurance, and also, medical liens.  No car accident victim should take on this tangled web of laws as well as the insurance companies all alone, especially when the insurance companies are supported by teams of lawyers.

The potentially life-altering consequences from a serious automobile accident make it even more important that an accident victim immediately get the advice and counsel from a personal injury lawyer after an accident.  For example, many people do not know that there is a two-year time limit for filing a lawsuit. It is not uncommon for accident victims to believe that they will reach a settlement with the insurance company only to learn that the process has taken so long that their statute of limitations has expired and their right to recover for their injuries is gone.

The complex laws related to automobile accidents makes it vital for accident victims to retain the services of an experienced car accident attorney in Elgin who will accurately explain the legal process and also, guide them through every hurdle along the way.

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Determining Fault in a Car Accident

After a car accident, the responsible party often attempts to deflect their liability and claim that the injured party is either completely or partially at fault for the accident. Insurance companies use such claims about liability to deny claims by injured accident victims.

When situations like these arise, Illinois law uses a system called modified comparative fault to apportion the responsibility for damages caused by a car accident. A person can receive damages only if the other party is determined to be more at fault. However, the damages awarded will be lessened by the percentage determined to be their share of liability for the accident. An accident victim who was 30% responsible for the accident will also have their recovery reduced by the same percentage.

After suffering an injury, victims receive pressure from the insurance company for the responsible driver to settle quickly. While settling quickly and getting money fast may be tempting, an accident victim who settles quickly and without the protection of an experienced Elgin car accident attorney usually settles for too little and before they understand the full extent of their injuries, the final amount of their medical bills, or the full value of their claim. By obtaining the services of a well-versed attorney, a person places their trust in a legal professional who will advocate for their rights and also, make sure that a fair settlement is reached.

How a Lawyer Can Help You

The injured victim from another driver’s negligence must not leave their fate to chance. By retaining the services of a Elgin car accident attorney, injured accident victims create the best chance for a positive outcome and also, tilt the odds in their favor and against the insurance company.

A Elgin car accident attorney carefully reviews all the evidence of the case at hand and creates a strategy that will present the claim in the most favorable light to the insurance company or defense attorney and also, provides a direct answer to every challenge they present to the claim. The burden of addressing the insurance companies and their challenges falls on the attorney; so that the accident victim can focus on repairing their life and getting back to a normal daily routine. So, don’t wait and contact us today!