Elgin Uber Accident Lawyer
Were you injured in an Uber accident in Elgin, Illinois? You’re not alone. Rideshare services like Uber have become a popular way to get around, but unfortunately, accidents involving these vehicles do happen. If you’ve been hurt due to a negligent Uber driver, you need the help of a qualified Elgin Uber accident lawyer.
At Lerner and Rowe, our Elgin personal injury lawyers understand the complexities of rideshare accidents and the specific insurance policies that apply. We’ll fight to recover the maximum compensation you deserve for your injuries, medical bills, lost wages, and pain and suffering. Get your free case evaluation and consultation by giving us a call at 708-222-2222.
What to Do After an Elgin Uber Accident
If you’ve been injured in an Uber accident in Elgin, here are the steps you should take:
- Seek Medical Attention: Your health is the most important thing. Get immediate medical attention, regardless of how severe your injuries seem. Even minor injuries can worsen if left untreated.
- Report the Accident: Report the accident to the Uber driver and document everything you can remember about the crash, including the date, time, location, and details of what happened.
- Collect Evidence: Gather as much evidence as possible for your eventual claim, such as photos of the accident scene, your injuries, damage to the vehicles involved, and any witness statements.
- Contact a Lawyer: Don’t speak to the Uber insurance company or any other insurance company before contacting an attorney. An experienced Elgin Uber accident lawyer can protect your rights and ensure you don’t accidentally say something that could jeopardize your claim.
Understanding Uber Insurance Coverage for Accidents
Uber provides different levels of insurance coverage depending on the stage of the driver’s trip:
- Driver App Off: When the driver app is off, Uber’s insurance doesn’t apply. You would likely file a claim with the driver’s personal auto insurance policy.
- Driver App On–No Passenger: When the driver app is on but there is no passenger, Uber provides limited liability coverage for property damage and bodily injury.
- Driver App On–With Passenger: When the driver app is on and there is a passenger in the car, Uber provides a more comprehensive liability policy that covers:
- Bodily Injury: Up to $1-million per accident for injuries to passengers and others outside the vehicle.
- Uninsured/Underinsured Motorist: Up to $1-million per accident in case the at-fault driver doesn’t have adequate insurance.
- Contingent Comprehensive and Collision: Covers damage to the Uber driver’s vehicle in case of an accident, regardless of fault.
Who Can an Elgin Uber Accident Lawyer Hold Liable?
Depending on the circumstances of the accident, several parties could be held liable for your injuries, including:
- The Uber Driver: The most common scenario is that the Uber driver’s negligence caused the accident. This could include distracted driving, speeding, reckless driving, or driving under the influence.
- Another Driver: If another driver caused the accident by running a red light, making an illegal turn, or driving recklessly, they may be liable for your damages.
- Uber: In some cases, Uber itself could be held liable if the accident was caused by a mechanical defect in the Uber vehicle or if Uber failed to properly screen the driver before allowing them on the platform.
Contact an Elgin Uber Accident Lawyer from Lerner and Rowe Now
Facing Uber’s insurance company alone can be daunting, to say the least. You deserve to have the help of an experienced, skilled, and compassionate legal advocate, and that’s exactly what you get when you work with Lerner and Rowe.
Get started with a free consultation by calling 708-222-2222, filling out your free online form, or using LiveChat.