The bankruptcy lawyers at Lerner & Rowe, P.C., are here to help you get back on your feet. Almost anyone can get credit soon after a bankruptcy. It's requires educating yourself on how to go about it. Bankruptcy deals a devastating blow to your credit and your credit score, the three-digit number lenders use to gauge your creditworthiness. But the effects don't have to be lasting.

Our Phoenix bankruptcy attorneys can help. Long before the bankruptcy drops off your credit report, you could be qualifying for loans with good rates and terms.

Barbara from Phoenix filed Chapter 7 liquidation after unemployment and overspending caused her to get over loaded with more than $20,000 in credit card and other unsecured debt. Four years later, her credit scores ranged from 625 to 724, decent numbers that are just below the cutoff to get most lenders' very best rates.

"I . . . applied for a secured credit card (usually reserved for individuals with troubled credit) and was informed that I qualified for an unsecured card -- a possibility I did not even consider," Barbara said.

Our Phoenix bankruptcy lawyers can help you get a better understanding of the bankruptcy process. Our bankruptcy lawyers in Phoenix are waiting to help you.